One woman's stories, adventures, observations and rants, lived through and beyond metastatic breast cancer.
Friday, January 12, 2007
if i knew then...
I should have taken out life insurance when I was healthy.
My spouse and I were in the process of applying (had even gone through the physical exams) when I found my lump. I really, really wish we had acted sooner.
Do you have access to any of those group plans with no health questions?
Eric took out a plan when he graduated from college, it was an alumni group plan from the American Insurance Company. They are typically only available in a lower amount than the policies where you have to answer all of the questions (Eric's was only worth $27,500.00) but it was enough to cover our debts, his final expenses, and have a little bit left over. He was able to take out a policy despite three years (at the time) of leukemia treatments.
I should have bought that fabulous, 6 bedroom house on Rideout St. in 1974 for $100,000...which would sell, today, for 2.5 mil. I knew it was the thing to do but my then spouse was reluctant to buy a house, period! I thought the stress would have been too much for the then spouse. P.S. We separated a scant four years later and TO THIS DAY when I pass that house I say to myself "I shoulda bought it then". Life's little ironies. Some more consequential than others.
Do you have access to any of those group plans with no health questions?
ReplyDeleteEric took out a plan when he graduated from college, it was an alumni group plan from the American Insurance Company. They are typically only available in a lower amount than the policies where you have to answer all of the questions (Eric's was only worth $27,500.00) but it was enough to cover our debts, his final expenses, and have a little bit left over. He was able to take out a policy despite three years (at the time) of leukemia treatments.
Let me know if you have any luck.
I should have bought that fabulous, 6 bedroom house on Rideout St. in 1974 for $100,000...which would sell, today, for 2.5 mil. I knew it was the thing to do but my then spouse was reluctant to buy a house, period! I thought the stress would have been too much for the then spouse. P.S. We separated a scant four years later and TO THIS DAY when I pass that house I say to myself "I shoulda bought it then".
ReplyDeleteLife's little ironies. Some more consequential than others.
SSW